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The heightened focus on consumer protection in today’s regulatory landscape brings scrutiny to all aspects of banking and the delivery of financial products and services. Safety and Soundness issues remain consequential and require attention and resources. In this environment, we provide risk management services designed to fit your needs, supplement your risk and compliance management programs and enhance your success.

 

We know you have a choice in providers and welcome this opportunity to partner with you in building and maintaining your Risk and Compliance Management System.  We provide hands-on consulting and reviews, including real-world recommendations and solutions.

Regulatory Compliance
BSA/AML
3PRINC.COM
Internal Controls

REGULATORY COMPLIANCE

Understanding the current regulatory environment is something we do, and we are very aware of how important this is for your successful Bank management. All banks are faced with continued regulatory scrutiny of their Compliance Management System (CMS) with Satisfactory ratings dependent on the strength of the CMS.

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BSA/AML COMPLIANCE

The ever-evolving world of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance continues to present unique challenges for Banks and other industries. 3PR Specialists bring deep functional knowledge and expertise to help you navigate the BSA/AML terrain.

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3PRINC.COM

The purpose of the 3PRINC.COM is to assist with the functional and oversight duties of the Compliance Officer and offer customizable onsite and offsite support for the Bank’s Compliance Program.

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INTERNAL CONTROLS

Effective internal controls are the foundation of safe and sound banking.    A properly designed and consistently enforced system of operational and financial internal controls help a Bank’s Board of Directors and management safeguard the Bank’s resources, produce reliable financial reports, and comply with laws and regulations.

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ACH / NACHA AUDITS

The ACH Rules require that all Receiving Depository Financial Institutions (RDFIs) and Originating Depository Financial Institutions (ODFIs) perform annual audits to ensure compliance with the ACH rules and to minimize risk associated with ACH payments. 

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CALL REPORT SERVICES

The Federal Financial Institutions Examination Council (FFIEC) requires every national bank, state member bank, insured state nonmember bank, and savings association ("institution") to file quarterly Consolidated Reports of Condition and Income (a "Call Report").  The specific reporting requirements depend upon the size of the institution, the nature of its activities, and whether it has any foreign offices.

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TRAINING

3PR provides customized training on a wide variety of financial institution-related topics. 3PR performs these training sessions for Financial Institution Staff, Boards of Directors, State Associations, Financial and Accounting Associations, and more.

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DIGITAL TRENDS

3PR Digital Trends is a place where we lean forward and embrace the decentralized digital future.

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ACH / NACHA Audits
Call Report Services
Training
Digital Trends
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