Risk Based Compliance Audits

covering such regulations as:

• Deposit & Other Regulations Audit

  • Electronic Funds Transfer Act (Regulation E)

  • Expedited Funds Availability Act (Regulation CC)

  • Identity Theft Protection Program/Red Flags

  • Interest on Deposits (Regulation D)

  • Privacy Regulations (Regulation P)

  • Remote Deposit Capture

  • Right to Financial Privacy

  • Truth in Savings Act (Regulation DD)

  • Unlawful Interbank Gambling Enforcement Act (Regulation GG)

  • Website review

• Consumer & Real Estate Loan Audit

  • Community Reinvestment Act (Regulation BB/public file)

  • Consumer Protection in Sales of Insurance

  • Credit Practices Rules (formerly known as Regulation AA)

  • Equal Credit Opportunity Act( Regulation B/Denials)

  • Fair Credit Reporting Act/FACT Act

  • Fair Housing Act

  • Fair Lending Program requirements

  • Flood Disaster Protection Act (Regulation H)

  • Home Mortgage Disclosure Act (Regulation C)

  • Homeowners Protection Act

  • HUD Counseling Notices

  • Real Estate Settlement Procedures Act (HUD's Regulation X)

  • SAFE Act

  • Service Members Civil Relief Act

  • Truth in Lending (Regulation Z)