top of page

Consumer Compliance

Risk Based Compliance Audits

covering such regulations as:

  • Deposit & Other Regulations Audit

    • Electronic Funds Transfer Act (Regulation E)

    • Expedited Funds Availability Act (Regulation CC)

    • Identity Theft Protection Program/Red Flags

    • Interest on Deposits (Regulation D)

    • Privacy Regulations (Regulation P)

    • Remote Deposit Capture

    • Right to Financial Privacy

    • Truth in Savings Act (Regulation DD)

    • Unlawful Interbank Gambling Enforcement Act (Regulation GG)

    • Website review


  • Consumer & Real Estate Loan Audit

    • Community Reinvestment Act (Regulation BB/public file)

    • Consumer Protection in Sales of Insurance

    • Credit Practices Rules (formerly known as Regulation AA)

    • Equal Credit Opportunity Act( Regulation B/Denials)

    • Fair Credit Reporting Act/FACT Act

    • Fair Housing Act

    • Fair Lending Program requirements

    • Flood Disaster Protection Act (Regulation H)

    • Home Mortgage Disclosure Act (Regulation C)

    • Homeowners Protection Act

    • HUD Counseling Notices

    • Real Estate Settlement Procedures Act (HUD's Regulation X)

    • SAFE Act

    • Service Members Civil Relief Act

    • Truth in Lending (Regulation Z)

Compliance Risk Assessments
Diagnostic Reviews
Fair Lending Risk Assessments
Fair Lending Reviews
HMDA Scrubs/Reviews
Real Estate Appraisal Audit
UDAAP Risk Assessments
UDAAP Reviews
Compliance Consulting
  • Diagnostic Reviews

  • Exam Assistance and Response

  • Fair Lending Review

  • HMDA Scrub


Compliance Training
  • Staff Training

  • Board Training


Remote Audits

We strive to maximize remote delivery of services and minimize client expenses.  A final electronic report as well as electronic work paper archives will be provided.  We collaborate with the client through a secure portal for information exchange before, during, and after the project.

Let us develop a proposal to meet your needs.

bottom of page